Gansu province has unified the adjustment of the down payment ratio for commercial property loans, with the minimum reduced to 30%.

The People's Bank of China Gansu Branch, in conjunction with the China Banking and Insurance Regulatory Commission Gansu Regulatory Bureau, recently issued a notice guiding the adjustment of the commercial property purchase loan policy for all commercial properties in Gansu Province. According to the notice, starting from January 26th, the minimum down payment ratio for commercial property purchase loans in 14 cities and prefectures in Gansu Province has been uniformly adjusted to not less than 30%. This policy adjustment strictly follows the spirit of the "Notice of the People's Bank of China and the China Banking and Insurance Regulatory Commission on Adjusting the Minimum Down Payment Ratio for Commercial Property Purchase Loans", and adheres to the requirements of each city government's market regulation and the principle of tailored measures for different cities.