The first batch of listed banks' 2025 performance reports have been released, with many banks' performance indicators showing significant improvement.

The first batch of 2025 performance reports of listed banks have been released, with many banks showing significant improvements in performance indicators and maintaining sound asset quality. On January 23, China Merchants Bank released its 2025 annual performance report, showing that its net profit attributable to shareholders reached 150.181 billion yuan last year, a slight increase compared to the previous year. On the same day, the performance report of Hangzhou Bank showed that its net profit increased by about 12% year-on-year. As of now, eight banks, including Citic Bank, Shanghai Pudong Development Bank, Industrial Bank, Ningbo Bank, Bank of Nanjing, and Suining Agricultural Bank, have successively disclosed their 2025 performance reports, all of which have achieved positive growth in net profit. Journalists have summarized key points from the first batch of performance reports: first, the asset size of the eight listed banks has all increased steadily, with small and medium-sized banks leading in growth; second, the non-performing loan ratio has been maintained at a good level, with no significant rebound in NPL ratios observed in any bank yet; third, most banks have increased their provision coverage ratio, although the coverage ratio is still declining.