Industry insiders predict that the timing for a comprehensive interest rate cut this year may be pushed back.

date
21/01/2026
Some experts believe that after the recent structural "interest rate cut" by the central bank, the timing for a comprehensive interest rate cut this year may be postponed. Ming Ming, chief economist of Citic Securities, stated that considering the significant reduction in the cost of liabilities for commercial banks due to the structural "interest rate cut", combined with the high growth in credit at the beginning of the year, the urgency for a total interest rate cut is not high.