Fixed income and gold-themed products have become the "hot cakes" of bank wealth management services.

2026 started with a rise in the heat of the domestic banking wealth management market, with fixed income products firmly holding the market's main position and gold-linked structured deposits emerging as a "dark horse" category. Industry insiders say that with the release of funds from maturing time deposits driving the market, the wealth management market in 2026 is expected to grow by 3.83 trillion yuan, with product structure optimization and differentiated competition becoming the core themes of industry development.