Individual public offering risk reserve provision ratio is expected to be lowered.

According to reporters, the current situation of different shareholders leading to different risk reserve ratios is expected to be broken. Regulatory authorities are paying attention to this issue, and the risk reserve ratio for individual mutual funds may be lowered. Under current policies, the risk reserve ratio for individual mutual funds must not be lower than 20% of fund management fee income, while the ratio for non-individual mutual funds is 10%, only half of that for individual mutual funds. The regulation is based on preventing risks and regulating the industry's development, but it has become a constraint on the development of individual mutual fund companies.