In 2026, Beijing's universal household insurance will be upgraded, with the premium for the "household version" remaining at 128 yuan.

On December 24th, it was learned from the Beijing Regulatory Bureau of the National Financial Supervision and Administration Bureau that the 2026 Beijing Inclusive Property Insurance Product Scheme has been upgraded. Beijing Inclusive Property Insurance is the first inclusive property insurance product in Beijing. Since its launch in 2025, with the inclusive feature of "small expense, big protection", Beijing Inclusive Property Insurance has served over 300,000 households in Beijing, providing risk protection exceeding one trillion yuan. In the 2026 Beijing Inclusive Property Insurance, the original scheme has been expanded to include 3 series of products. While maintaining the inclusive threshold premium of 128 yuan, the coverage has been further expanded to include multiple properties owned by the family, and the coverage for high-frequency risks such as pipeline leaks has been increased by 60%. The "Five-in-One" service package has added high-value services such as pipeline dredging and appliance cleaning. Two new special products, the "Cycling Edition" and "Farmhouse Edition", have also been added. The 2026 Beijing Inclusive Property Insurance series products are now open for enrollment, and consumers can learn about detailed coverage and apply online through the official "Beijing Inclusive Property Insurance" WeChat public account.