Beijing: The minimum down payment ratio has been adjusted from not less than 30% to not less than 25%.

Beijing Municipal Commission of Housing and Urban-Rural Development, Municipal Development and Reform Commission, People's Bank of China Beijing Branch, Beijing Housing Provident Fund Management Center and other four departments jointly issued the "Notice on Further Optimizing and Adjusting the City's Real Estate Related Policies", which will be implemented from December 24, 2025. The "Notice" specifies that the support for housing consumption with housing provident fund will be increased, and the minimum down payment ratio for the second housing provident fund loan will be adjusted. For borrowers who use personal housing provident fund loans to purchase a second housing, the minimum down payment ratio is adjusted from no less than 30% to no less than 25%.