Hong Kong Monetary Authority: The pre-tax operating profit of Hong Kong's retail banking industry in the first three quarters increased by 11.9% year-on-year, with net interest margin narrowing to 1.47%.

On December 19th, the latest quarterly report on the banking industry released by the Hong Kong Monetary Authority showed that in the first three quarters of this year, the overall pre-tax operating profit of Hong Kong's retail banks increased by 11.9% year-on-year. The increase in profitability was mainly due to growth in fee and commission income as well as net interest income. The net interest margin of retail banks narrowed to 1.47% in the first three quarters of 2025, compared to 1.50% in the same period of 2024.