Ningxia has released new policies on the real estate market: subsidies for purchasing newly built commercial housing, financial support for "borrow as much as you can".

The eight departments of Ningxia jointly issued the "Several Measures on Further Promoting the Stable and Healthy Development of the Real Estate Market", introducing twelve specific new policies covering four dimensions of housing consumption, supply guarantee, financial support, and market supervision. The new policies include: the autonomous region's finance department leading the coordination of funds in various cities and counties, providing special subsidies to residents purchasing new commercial housing to directly reduce economic pressure on homebuyers and stimulate housing consumption vitality. A targeted subsidy policy for the purchase of commercial properties is introduced to assist in the relief and recovery of the commercial real estate market, promoting balanced development of the real estate market in multiple formats. It is clarified that couples who have cleared their housing provident fund loans before marriage can reapply for housing provident fund loans after marriage, breaking policy restrictions and fully supporting the improvement of family housing needs. The purpose of provident fund withdrawals is further expanded to cover not only housing-related expenses of immediate family members, but also add a project to extract funds for housing renovation suitable for families with children under 3 years old, making provident fund usage more flexible. Establishing a "white list" system for the host banks of real estate projects to provide stable financial support for compliant projects, ensure precise allocation of credit resources; meanwhile, encourage commercial banks to develop special housing loan products for talent introduction, college graduates, etc., reducing the threshold for young people to purchase homes.