The asset scale of urban commercial banks in our country has exceeded 60 trillion yuan.

According to data from the China Banking Association, as of the end of 2024, the asset size of urban commercial banks in China reached 60.15 trillion yuan, an increase of 134 times compared to 1995, accounting for 13.53% of the banking financial institutions, with a market share increase of 8.24 percentage points. The asset size of urban commercial banks is growing rapidly, with stable profitability, continuously improving asset quality, stable capital adequacy ratio, increased liquidity coverage ratio, becoming an important part of the multi-level financial system. As of the end of 2024, the loan balance of urban commercial banks reached 30.93 trillion yuan, an increase of 8.1% year-on-year, of which the balance of loans to small and micro enterprises was 13.53 trillion yuan, accounting for 43.77% of all loans; the balance of loans to the manufacturing industry was 3.82 trillion yuan, accounting for 12.36% of all loans. The balance of inclusive loans to small and micro enterprises reached 4.37 trillion yuan, with a growth rate leading the industry average level.