China Banking and Insurance Regulatory Commission: Commercial bank liquidity indicators remain stable.

The China Banking and Insurance Regulatory Commission released data on the major regulatory indicators for the banking and insurance industries in the third quarter of 2025. As of the end of the third quarter of 2025, the liquidity coverage ratio of commercial banks was 149.73%, an increase of 0.48 percentage points from the previous quarter; the net stable funding ratio was 127.67%, an increase of 0.08 percentage points from the previous quarter; the liquidity ratio was 80.10%, an increase of 0.21 percentage points from the previous quarter; the RMB excess reserve ratio was 1.53%, an increase of 0.01 percentage points from the previous quarter; and the loan-to-deposit ratio was 80.46%, an increase of 0.11 percentage points from the previous quarter.