Insight into the third quarter report of listed banks: Total operating income exceeds 4.3 trillion yuan, interest rate spread releases a stabilizing signal.

The third quarter reports of listed banks in 2025 have been disclosed, with a total operating income of over 4.3 trillion yuan from 42 A-share listed banks in the first three quarters, of which more than six percent of banks achieved year-on-year growth in operating income. "Better than expected performance" is the evaluation given by many brokerage analysts when analyzing the banks' third-quarter reports. Industry insiders believe that the stabilization of interest rate spreads is an important factor supporting the revenue growth of listed banks. Several bank executives stated during the third-quarter performance briefing that overall, net interest margins are still in a downward trend, but signals of stabilization have emerged.