Hong Kong Monetary Authority: The amount of negative equity residential mortgage loans in Hong Kong decreased to HKD 156.8 billion at the end of the third quarter.

According to the Wisdom Financial APP, on October 31, the Hong Kong Monetary Authority released the latest survey results on negative equity residential mortgage loans at the end of the third quarter of 2025. The data shows that the number of negative equity residential mortgage loans in Hong Kong at the end of the third quarter of 2025 was 31,449, compared to 37,806 at the end of the second quarter of 2025. These cases mainly involve housing mortgage loans for bank employees or mortgage insurance plan loans, and the mortgage ratio for these types of loans is generally higher.