Linyu from Industrial Bank: Improving market activity drives an increase in customer derivative product allocation.

Linyi, the general manager of the financial department of Industrial Bank, revealed at the bank's third quarter performance briefing for 2025 that since the third quarter, the activity in the capital markets has increased, and the clients of the bank have demonstrated the following characteristics in their asset allocation behavior: firstly, the allocation of structured products has increased leading to an increase in client returns. In the third quarter, the proportion of equity assets allocated by VIP clients of the bank has increased, and the sales volume of structured products has increased, with a steady increase in penetration rate among clients at the Double Gold level and above. Excluding deposits, the annualized return on retail clients' comprehensive financial assets at the bank reached 4.04%, an increase from 2.76% at the end of the second quarter. Secondly, the activity of third-party custody clients has significantly increased. The average monthly signed clients in the third quarter reached more than double the average monthly clients in the first half of the year. In terms of fund deposition, the average daily scale of third-party custody margins by individuals across the bank has increased significantly, indicating that clients are more active in trading in the capital markets.