October LPR rates announced: Both 5-year and 1-year rates remain unchanged.

date
09:04 20/10/2026
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GMT Eight
On October 20, the Loan Prime Rate (LPR) stood at: 3.0% for the 1-year LPR and 3.5% for the LPR over 5 years.
On October 20, the People's Bank of China authorized the National Interbank Funding Center to announce that the Loan Prime Rate (LPR) for October 20, 2026 is as follows: the 1-year LPR is 3.0%, and the LPR for terms over 5 years is 3.5%. The above LPRs remain valid until the next LPR release. This article is excerpted from the "Central Bank" official website, edited by GMTEight: Jiang Yuanhua.