HARBIN BANK (06138) retail financial business transformation accelerates with improved quality and efficiency; deposit scale steadily expands.

In the first half of 2026, HARBIN BANK (06138) made retail finance a strategic transformation priority, accelerated digital upgrading, and built a comprehensive service system, further consolidating its customer base. During the reporting period, the Group strengthened digital customer relationship management, accelerated "online + offline" omnichannel collaboration, and comprehensively built a closed loop for retail financial business and customer service. Data show that as of June 30, 2026, the Group had 15.3778 million retail customers, an increase of 112,000 from the end of the previous year; the Group's retail deposits in domestic and foreign currencies totaled RMB518.184 billion, an increase of RMB6.681 billion from the end of the previous year, or 1.3%. It is worth noting that, according to statistics from the People's Bank of China Heilongjiang Branch, Harbin Branch's retail deposit balance accounted for 18.58% of the local market share, ranking first in the local market. The steady development of the retail business has optimized the business structure and enhanced the stability and sustainability of profitability.