VCREDIT (02003) released its interim report for 2026, proactively "controlling volume and improving quality" while deepening refined operations.

On August 24, VCREDIT (02003) announced its interim results for 2026, reporting a net profit of RMB 12 million for the first half of the year, an improvement from the full-year profit achieved in 2025, demonstrating operational resilience. During the period, the total loan facilitation amount was RMB 6.06 billion (with RMB 5.69 billion from the mainland). As of the end of June, the total number of registered users in the mainland reached 173 million, representing a year-on-year growth of 3.6%. In response to new industry regulations, the company has proactively adopted a prudent strategy, optimizing its business structure to focus on high-quality borrowers, updating its customer admission model to improve conversion efficiency, and balancing risk and efficiency through a two-dimensional strategy that combines willingness types with risk models. Additionally, the company has streamlined its product interface, implemented new regulations for transparent comprehensive financing costs, and strengthened consumer rights protection. The management stated that in the second half of the year, it will continue to consolidate risk management capabilities, adapt to regulatory dynamics, and drive sustainable growth.