Hong Kong Monetary Authority: The total amount of credit card receivables fell by 2.1% to HK$154.6 billion in the second quarter of 2026.

date
16:35 17/08/2026
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The Hong Kong Monetary Authority announced today (August 17) the results of the credit card lending survey for the second quarter of 2026.
The Hong Kong Monetary Authority announced today (August 17) the results of the credit card lending survey for the second quarter of 2026. The total credit card receivables declined by 2.1% in the second quarter of 2026, reaching HK$154.6 billion by the end of June, compared to a decline of 3.8% in the previous quarter. The ratio of delinquency and restructured accounts as of the end of June 2026 stood at 0.42%, down from 0.45% at the end of the previous quarter. The credit card quarterly charge-off rate for the second quarter of 2026 was 0.61%, compared to 0.56% in the previous quarter.