CBHB(09668): Financial-grade Lake Warehouse Integrated Data Pedestal officially put into use, building a solid new foundation for digital financial security.

Currently, the deep integration of digital economy and financial business, data has become a core production factor for banks. CBHB (09668) is based on the requirements of national digital economic development, financial digital transformation, and autonomous construction of financial infrastructure, anchoring the core goal of "activating the value of data elements, building a solid foundation for financial digital operation", deepening the practice of "financial five major articles" and coordinating the planned construction of the Hu-Cang integrated system project in an orderly manner. CBHB's second-generation data warehouse system and data lake system have successfully completed system construction and supporting ecological iterative upgrades, marking the official completion and implementation of the independently built financial-grade Hu-Cang integrated data foundation by the bank. Breaking the shackles of traditional architecture and reshaping the data foundation with four-dimensional breakthroughs For a long time, traditional bank data architectures have faced pain points such as reliance on hardware and software technologies, data silos in multiple engines, and inefficient data circulation, which not only restrict the release of financial data value but also pose potential risks such as business continuity and customer data privacy. Adhering to the fundamental principle of the national strategy for independent and controllable construction of critical financial information infrastructure, CBHB has overcome multiple technical constraints of traditional data systems and achieved breakthroughs in four dimensions: localization adaptation, interoperability of heterogeneous data, end-to-end data governance, and empowerment of business scenarios. Full-stack localization for independent replacement, consolidating the security foundation of financial infrastructure. CBHB adheres to the principle of full autonomy and controllability in construction, strictly implements data security compliance and personal information protection requirements, completely eliminates reliance on foreign commercial database technologies. The project introduces industry-leading cloud-native architecture, pioneering the deployment of data lakes using bare-metal native architecture, achieving 100% localization replacement from underlying hardware, middleware to upper-layer data platform software. Constructing a "technologically independent, operationally controllable, and secure and reliable" financial-grade data infrastructure security line of defense, fully supporting the smooth and orderly operation of key business areas in banks such as core deposits and loans, credit risk control, regulatory reporting, and providing a standardized landing path for independent construction of underlying infrastructure for peer banks. Breakthrough in cross-platform architectural technology, overcoming obstacles to interoperability of heterogeneous data in the industry. In response to the common problem of traditional banks deploying multiple sets of heterogeneous data platforms independently and inefficient data flow, as well as high costs of cross-system collaboration, CBHB innovates to break through the trust authentication and protocol adaptation barriers between multiple heterogeneous clusters, achieving efficient interoperability of multi-source heterogeneous data and significantly improving data exchange efficiency. Rational adaptation to the diverse domestic construction paths of the banking industry promotes the free flow, efficient sharing, and release of value of internal data elements. End-to-end refined data governance, activating the asset value of financial data elements. Relying on the integrated technical foundation of Hu-Cang, CBHB has established a standardized enterprise-level data model system, realizing standardized and refined upgrading of financial data governance. Supporting self-developed intelligent data model quality verification tools, establishing a normalized post-model evaluation mechanism, systematically improving the quality of data assets across the bank. Deepening intelligent financial scenarios, empowering multiple domains to promote high-quality development After the comprehensive operation of the Hu-Cang integrated data foundation, CBHB's data service capabilities have been comprehensively iterated and upgraded. On this basis, CBHB continues to enhance its data management capabilities, strengthen data empowerment, and provide data for various areas and departments of the entire industry to use freely and securely. In the field of risk management, it has assisted the internal fund flow credit information sharing platform to become one of the first systems in the industry to pass the acceptance inspection of the credit information center and be put into operation. In the field of financial and capital management, it empowers the capital management system for refined operation, accurately adapts to macro-prudential policies, market fluctuations, internal management and control needs, and strengthens the ability to resist capital risks. In the field of regulatory compliance, it supports the landing of the unified "one-table" regulatory construction, standardizes the output of multiple types of data, and the entire bank's regulatory data output. In the field of business services, it supports the independent use of data services by the frontline business of 34 branches nationwide, with a data service penetration rate of 100%. The comprehensive construction of CBHB's financial-grade Hu-Cang integrated data foundation is an important phased achievement of the bank's deep cultivation of financial digitization and promotion of independent innovation in underlying technology, possessing stable, mature, and reusable industry value. More importantly, through project implementation, CBHB has successfully cultivated a team of compound talents deeply integrated in business, technology, and data, providing intrinsic motivation for continuous digital construction and high-quality development. Looking ahead, CBHB stated that it will continue to take independent innovation as the core engine, deeply implement the national deployment of digital economy and financial digitization transformation, deepen the integration of business and technology, continuously improve the level of technological empowerment, and firmly safeguard the real economy with solid financial technology strength, continuously writing a new chapter in the new journey of "digital finance" high-quality development.