MPF rating: Hong Kong's total MPF investment income reached HK$88 billion in the first half of the year, with an average individual earning HK$18,500.

The research institution for Hong Kong's Mandatory Provident Fund stated that despite a loss of 1.45% in June, the Trillions of MPF achieved a return of 7.81% in the second quarter, the best performance since 2020, pushing the year-to-date return to 5.67%, the sixth best performance for the first half of the year since the establishment of the system in December 2000. Although there was an investment loss in June, the Trillions of MPF recorded investment profits of HK$119.9 billion in the second quarter and HK$88.8 billion year-to-date, equivalent to an average profit of HK$25,000 and HK$18,500 per member. The investment profit of HK$88.8 billion year-to-date is the second largest for the first half of the year in the history of Trillions of MPF. After factoring in contributions, the total assets of Trillions of MPF reached approximately HK$1.67 trillion at the end of June, an increase of HK$131.3 billion in the second quarter and HK$112.1 billion year-to-date. This translates to an average account balance of HK$347,500 per member, an increase of HK$27,388 in the second quarter and HK$23,380 year-to-date. Although Asian stocks recorded a loss of 1.17% in June, they still performed the best in the second quarter and first half of 2026 for Trillions of MPF, with returns of 27.17% and 27.93% respectively, making it the second best quarterly performance and the best performance in the first half of the year in history. Chairman of the research institution for Hong Kong's Mandatory Provident Fund, Cong Chuanpu, stated that the strong performance in the first half of the year for Trillions of MPF was driven by excellent returns from the technology markets in South Korea and Taiwan. The 27.93% return on Asian stocks is the best performance in the first half of the year on record. On the other hand, markets such as the United States performed poorly in June, affecting their overall contribution to the total investment profit of Trillions of MPF year-to-date.