Hong Kong Monetary Authority: Total credit card receivables in Q1 fell by 3.8% to HK$158 billion.
On May 15, the Hong Kong Monetary Authority published the results of the credit card loan survey for the first quarter of 2026.
On May 15th, the Hong Kong Monetary Authority released the results of the credit card lending survey for the first quarter of 2026. The total amount of credit card receivables rose sharply by 8.7% in the previous quarter due to holiday spending and cardholders paying their salaries tax, but fell by 3.8% in the first quarter of 2026 to HK$158 billion by the end of March. The delinquency and restructuring ratio was 0.45% at the end of March 2026, compared to 0.40% at the end of the previous quarter. The quarterly rate of credit card delinquency was 0.56% in the first quarter of 2026, compared to 0.62% in the previous quarter.
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