Cross-border business achieves a leap forward, HARBIN BANK (06138) supports the opening-up strategy to the north.

In 2025, HARBIN BANK (06138) is focusing on cross-border financial business, leveraging its geographical advantages to support the construction of a new highland for the opening up of Heilongjiang to the North, achieving a dual increase in business scale and service efficiency. During the reporting period, the group has constructed a comprehensive foreign exchange compliance management system, established cooperation with well-known domestic and foreign enterprises, and solidified the core customer ecosystem. A highlight is that the company has become the first legal person bank in Heilongjiang Province to directly access the domestic and foreign currency payment system of the People's Bank of China, significantly improving cross-border settlement efficiency; at the same time, optimizing border trade financial services for border residents, achieving "zero legwork, instant account" cross-border payments. The rise of cross-border business has expanded business boundaries, enhanced comprehensive competitiveness, and is expected to continue to benefit from the development opportunities brought by the "Belt and Road" initiative.