HARBIN BANK (06138) continues to steadily expand its deposit scale, with retail deposits maintaining the leading position in the region.

HARBIN BANK (06138) The deposit business of Harbin Bank is steadily developing in 2025, with continuous expansion of scale. The advantage of retail deposits is prominent, providing ample funding support for business development. As of the end of the year, the total deposit balance of the groups customers was 719.244 billion yuan, an increase of 25.564 billion yuan from the end of the previous year, a growth rate of 3.69%; of which retail deposits in both domestic and foreign currencies totaled 511.503 billion yuan, an increase of 2.3%, with an average balance increase of 7.1% year-on-year. It is worth noting that, according to data from the People's Bank of China's Heilongjiang Provincial Branch, the local market share of retail deposits in Harbin Branch has reached 18.8%, ranking first in the region for eight consecutive years. The steady growth of deposit size further optimizes the asset-liability structure, reduces funding costs, enhances bank liquidity security, and provides strong support for subsequent lending.