Macao Monetary Authority: In February, Macao residents' deposits totaled MOP 840.1 billion, increasing by 0.4% monthly.

date
20:02 03/04/2026
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GMT Eight
On April 2, statistics released by the Monetary Authority of Macao showed that resident deposits increased month-on-month in February 2026, while resident loans recorded a decrease.
On April 2nd, statistics released by the Monetary Authority of Macao showed that resident deposits in February 2026 increased month-on-month, while resident loans recorded a decrease. Resident deposits rose by 0.4% to 840.1 billion Macau patacas, while non-resident deposits increased by 1.2% to 330.2 billion Macau patacas. Meanwhile, deposits from the public sector in the banking system increased by 3.8% to 246.2 billion Macau patacas. Overall, total deposits in the banking system increased by 1.1% to 1.4165 trillion Macau patacas; of which, the proportions of Macau patacas, Hong Kong dollars, Renminbi, and US dollars were 19.4%, 44.8%, 7.9%, and 26.3% respectively. Monetary Supply Currency in circulation and demand deposits increased by 4.4% and 8.6% respectively, leading to a 7.4% month-on-month increase in M1. On the other hand, quasi-monetary liabilities decreased by 0.2%, resulting in a 0.5% increase in the broad money supply M2, to 863.6 billion Macau patacas. In terms of currencies, the proportions of Macau patacas, Hong Kong dollars, Renminbi, and US dollars in M2 were 32.0%, 44.6%, 6.4%, and 15.3% respectively. Loans Local private sector loans decreased by 0.7% to 489.1 billion Macau patacas month-on-month. Conversely, loans to non-residents increased by 4.2% to 557.7 billion Macau patacas. Overall, total loans in the banking system increased by 1.9% to 1.0468 trillion Macau patacas; with proportions of Macau patacas, Hong Kong dollars, Renminbi, and US dollars being 21.6%, 40.5%, 16.7%, and 17.3% respectively. Loan-to-Deposit Ratios By the end of February 2026, the overall loan-to-deposit ratio of banks increased from 73.4% at the end of January to 73.9%, while the local resident loan-to-deposit ratio decreased from 45.8% to 45.0%. The liquid assets-to-liabilities ratio calculated for one month and three months stood at levels of 56.5% and 48.9% respectively. Additionally, the non-performing loan ratio decreased from 4.8% at the end of January to 4.7%.