Key Future Technology has joined the Alibaba Cloud Financial AI Alliance. Credit intelligence products matrix empowers intelligent upgrade of banking.

On April 2, 2026, the Financial AI Alliance Conference concluded successfully in Hangzhou. During the conference, Qifushuke, as the core technical partner, officially joined the upgraded Alibaba Cloud Financial AI Alliance. Leveraging its self-developed AI credit intelligence system, Qifushuke will collaborate deeply with Alibaba Cloud and over a hundred ecosystem partners to expand the financial intelligence market, helping the banking industry accelerate towards the AI-native era. This conference marks a new strategic stage in the transformation of the financial industry from ecological synergy to AI-driven. The Alibaba Cloud Financial AI Alliance has evolved over six years, progressing from "cloud-native" to "AI-native". As a key member of the alliance, Qifushuke showcased the AI intelligent matrix covering the entire credit process of marketing growth and credit risk control, becoming the core technological empowerment for the intelligent transformation of banks. Peng Xinrong, the head of AI products at Qifushuke, introduced that building on the benchmark products of AI Suo Shan Guan (AI approval officer) and AI Xin Dai Yuan (AI credit officer), Qifushuke continues to promote technological iteration, deriving two major intelligent systems focused on marketing growth and credit risk control. These systems form the AI product matrix for credit intelligence. Based on the Agent-native concept, AI Suo Shan Guan focuses on upgrading credit business credit and risk control processes and tools, creating the next-generation end-to-end credit and risk control super intelligent system with autonomous planning, intelligent scheduling, and continuous evolution capabilities. This system covers the entire credit risk control process before, during, and after the loan, establishing an integrated online and offline automated feedback iteration mechanism. Through the combination of multiple intelligent agents such as AI Due Diligence Officer, AI Approval Officer, AI Anti-fraud Specialist, AI Modeler, and AI Strategist, along with the application of large and small models, it achieves a comprehensive upgrade from "rule-driven linear execution" to "intelligent-driven dynamic optimization", seamlessly integrating with banks' existing credit and risk control platforms for fast and effective implementation. Based on a performance-oriented concept, AI Xin Dai Yuan focuses on upgrading credit business marketing and growth processes and tools, establishing a "Client Manager frontline + Branch Office, Business HQ multi-level command center" collaborative mode, and creating multi-dimensional marketing and growth intelligent systems covering the entire chain of "Operations Customer Groups Conversion Performance". Through the combination of multiple intelligent agents such as AI Xin Dai Yuan (AI credit officer), AI Supervisor, AI Operator, and AI Growth Officer, it not only empowers client managers and operational teams to carry out full-chain marketing work but also provides management with penetrative, attributable, and sustainable optimization tools, helping banks transition from "experience-driven" to "data-intelligence synergy". During the implementation of services for institutions, Peng Xinrong shared that Qifushuke will collaborate with institutions to build large-model post-training programs, end-to-end evaluation systems, twin-experimentation environment solutions, etc., to help institutions locally develop sustainable AI-native capabilities, precipitate verifiable benchmarks, ensure measurable technological capabilities, verified product value, and traceable business contributions, forming a complete value loop. Currently, Qifushuke's AI products are being implemented in several medium and large banks. By joining the alliance, Qifushuke will further integrate technology, scenarios, and market resources, promoting AI capabilities from single-point tools to systemized capabilities that support bank credit operations. In the future, Qifushuke will continue to deepen its presence in financial AI, leveraging the alliance ecosystem to provide full-process AI support for banks, helping financial institutions achieve systematic intelligence upgrades and jointly build a new cornerstone for high-quality industry development.