CEB BANK (06818) releases annual performance, net profit attributable to parent company is 38.826 billion yuan, a year-on-year decrease of 6.88%.

CEB BANK (06818) released its annual performance for 2025, with the group achieving operating income of 126.46 billion yuan, a decrease of 6.74% year-on-year. Net profit attributable to the bank's shareholders was 38.826 billion yuan, a decrease of 6.88% year-on-year. Earnings per share were 0.58 yuan, and a final dividend of 0.7 yuan per 10 shares is proposed. The bank has firmly established a concept of high-quality development, adhering to a development strategy of balancing quantity and price, continuously promoting qualitative improvement and rational growth in its deposit and loan businesses. Leveraging the joint association mechanism, the bank synergizes business and risk, focuses on key products, and effectively serves key areas and weak links in the real economy. In terms of deposits, the bank adheres to stable quantity and enhanced quality strategy, strengthening classification management and fine-tuning, promoting stable growth, optimizing structure, and reducing costs in deposits. At the end of the reporting period, the balance of corporate deposits (including the corporate portion of margin deposits) was 2.6602 trillion yuan, a decrease of 78.66 billion yuan compared to the previous year, a decrease of 0.29%; the balance of corporate loans (excluding discounted loans) was 2.4292 trillion yuan, an increase of 131.653 billion yuan compared to the previous year, a growth of 5.73%. The bank is building a "Sunshine Investment Bank" brand focused on core business lines such as bond underwriting, intermediary brokerage, and M&A financing, enhancing its comprehensive financial service capabilities for a variety of clients. During the reporting period, the bank underwrote 412.784 billion yuan of non-financial corporate debt financing tools in the interbank bond market, non-policy financial bonds, and credit asset-backed securities. It continues to leverage innovative financing products such as technology innovation bonds and green bonds to support national strategies such as technological advancement, green development, and rural revitalization. Furthermore, it actively supports strategic emerging industries such as technology companies in conducting M&A financing, covering key sectors such as advanced manufacturing and consumer goods, to support high-quality development of the real economy. The bank also supports enterprises in stock repurchases and shareholding increase loans to optimize equity structure and stabilize market expectations. During the reporting period, it provided a total 27.469 billion yuan in M&A financing and issued 8 credit asset securitization projects with a total asset scale of 21.601 billion yuan. The bank is focusing on digitalization and online transformation, continuing to drive product innovation, process restructuring, and risk control upgrades, with significant achievements in serving the real economy and supporting small and micro-enterprises. It has built an online product system, launched credit, mortgage, and guarantee-based auto-approval products, focused on technology innovation enterprises, and developed financing services products. It implemented a mechanism for small and micro-financing coordination, increased support for foreign trade companies, actively conducted large-scale visits to enterprises, and effectively conducted business matching. It strengthened customer operations, innovatively used the "marketing funnel" model, and utilized tools such as intelligent outbound calling to promote customer conversion. Additionally, it improved risk control systems by introducing multidimensional data sources, enhancing full-process risk management, and maintaining stable asset quality. At the end of the reporting period, the balance of inclusive loans was 462.807 billion yuan, an increase of 26.988 billion yuan compared to the previous year, a growth of 6.20%; the number of inclusive clients was 495,300, an increase of 59,600 compared to the previous year; the weighted average interest rate of new loans was 3.19%, a decrease of 28 basis points compared to the previous year.