BANK OF GANSU (02139) releases annual performance, net profit increased by 1.1% year-on-year to 590.9 million yuan.

BANK OF GANSU (02139) released its annual results as of December 31, 2025. The group achieved a net interest income of 4.413 billion yuan, a decrease of 4.81% compared to the previous year. The bank's attributable profit was 588 million yuan, an increase of 1% year-on-year. The bank's net profit increased by 1.1% from 5.847 billion yuan in 2024 to 5.909 billion yuan in 2025. The main reasons for the increase in net profit were the bank's continued focus on serving the real economy in 2025, increasing credit asset allocation, actively optimizing the asset-liability structure, reducing liability costs, implementing a tight budget, and reducing operating expenses. As of December 31, 2025, the bank's total assets were 435.896 billion yuan, an increase of 5.1% year-on-year. The total amount of customer loans and advances (including accrued interest) was 229.619 billion yuan, a decrease of 0.8% year-on-year. The non-performing loan ratio was 1.93%, unchanged from the end of 2024, mainly due to the bank's continuous efforts in disposing of non-performing assets, optimizing credit management policies, further strengthening the foundation of risk management, and maintaining relatively stable asset quality. The total amount of customer deposits (including accrued interest) was 337.474 billion yuan, an increase of 5.0% year-on-year.