Bank of Chongqing (01963) announced that its net profit attributable to shareholders for the year 2025 is approximately RMB 5.654 billion, representing a year-on-year growth of 10.49%.
Chongqing Bank (01963) announces its performance in 2025, with a net interest income of approximately 12.459 billion yuan, an increase of 22.44% year-on-year; operating income of approximately 14.746 billion yuan, an increase of 11.18% year-on-year; net profit attributable to the bank's shareholders of approximately 5.654 billion yuan, an increase of 10.49% year-on-year; basic earnings per share of 1.53 yuan, with a full-year dividend distribution of 0.4602 yuan per share.
Bank of Chongqing (01963) announced its performance in 2025, with net interest income of approximately 12.459 billion yuan, a year-on-year increase of 22.44%; operating income of approximately 14.746 billion yuan, a year-on-year increase of 11.18%; net profit attributable to shareholders of the bank of approximately 5.654 billion yuan, a year-on-year increase of 10.49%; basic earnings per share of 1.53 yuan, with an annual dividend per share of 0.4602 yuan.
As of December 31, 2025, the total assets of the group were 1,033.726 billion yuan, an increase of 177.084 billion yuan from the end of the previous year, an increase of 20.67%; total loans were 531.285 billion yuan, an increase of 90.668 billion yuan from the end of the previous year, an increase of 20.58%; total deposits were 565.704 billion yuan, an increase of 91.587 billion yuan from the end of the previous year, an increase of 19.32%. As of December 31, 2025, the group's core Tier 1 capital adequacy ratio, Tier 1 capital adequacy ratio, and capital adequacy ratio were 8.53%, 9.62%, and 12.55%, respectively, continuously meeting regulatory requirements.
As of December 31, 2025, the group's non-performing loan ratio was 1.14%, a decrease of 0.11 percentage points from the end of the previous year; the ratio of loans in the watchlist was 1.94%, a decrease of 0.70 percentage points from the end of the previous year; the overdue loan ratio was 1.36%, a decrease of 0.37 percentage points from the end of the previous year; and the provision coverage ratio was 245.58%, an increase of 0.50 percentage points from the end of the previous year.
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