Yixin (02858) financial technology business reached new high again, with a financing amount of 40.3 billion yuan expected to be achieved in 2025.

On March 5th, YIXIN (02858, hereinafter referred to as "Yixin") released its performance announcement for the year 2025. Financial technology (SaaS services) as a core strategic focus continued its high-speed growth momentum in the current year, with business scale, revenue level, and ecological layout all breaking through synchronously, becoming an important driver of the company's performance. Data shows that Yixin's income from its financial technology business has soared to 4.5 billion yuan, a year-on-year increase of 150%, accounting for 39% of the company's total revenue; the total financing amount facilitated through the financial technology platform reached 40.3 billion yuan, a year-on-year growth of 91.1%. Through this, Yixin further consolidated its position as a one-stop solution provider for automotive finance in China. It is reported that in terms of business model, Yixin drives the development of financial technology business through the dual wheels of "pure technology" and "traffic + technology". The former provides independent technical solutions and facilitated financing amount of 3.2 billion yuan throughout the year, a 74% year-on-year increase; the latter integrates channel, data, and operational advantages to provide end-to-end services from customer acquisition to asset management, facilitating 37 billion yuan in financing, a year-on-year increase of 93%. The two models complement each other, broadening the service scope and improving commercial efficiency while leveraging economies of scale to further strengthen the competitive advantage of the financial technology business in terms of expandable replication. In terms of cooperative ecological layout, Yixin's financial technology business continues to improve its market penetration and service coverage. By the end of 2025, its financial technology platform had established partnerships with more than 70 banks, financing leasing companies, and original equipment manufacturers, and continued to advance new projects. As business accumulation continues to deepen, the core customer base also expands synchronously, contributing significantly to the revenue of the financial technology business, fully demonstrating the market's high recognition of the platform's reliability and comprehensive service capabilities. As the industry continues its transformation from "scale-driven" to a focus on efficiency and compliance, the value of financial technology solutions in improving transaction efficiency, optimizing risk management, and supporting daily operations of partners is increasingly prominent. Yixin stated that as an AI-driven financial technology platform, the company will continue to focus on financial technology as a strategic pillar, concentrate on system efficiency and user experience optimization, expand its institutional cooperation network, consolidate its leading position, and drive the industry towards a new stage of intelligent development.