Technology-driven, precise empowerment, integration of production and finance. CBHB collaborates with XPeng Motors to jointly build an intelligent automotive supply chain financial ecosystem.

When the financial liquidity is injected into smart manufacturing, a deep synergy concerning the reshaping of the automotive industry chain is unfolding. Recently, CBHB (09668) reached a strategic partnership with the leading domestic smart car enterprise XPeng, Inc. ADR Sponsored Class A (XPEV.US), and the two sides jointly established a supply chain financial service platform, successfully landing the first business at the Guangzhou branch. This not only is another precise extension of CBHB's characteristic brand "Car Sales Easy" in the automotive ecosystem, but also marks the integration of financial technology and industrial scenes entering a new stage of systematization and platformization. As an important pillar of the national economy, the automotive industry is at a crucial crossroads from "scale expansion" to "value creation." New energy vehicles have been established as a strategic direction for national development, and the rise of new energy vehicle enterprises is reshaping the traditional logic of vehicle manufacturing. With its continuous deep cultivation in full-stack self-developed intelligent technology, electric platform, and user operation, XPeng, Inc. ADR Sponsored Class A has become a key player in this industrial transformation. XPeng, Inc. ADR Sponsored Class A has always attached importance to the construction of the supply chain ecosystem and is committed to leveraging its high-quality credit to help upstream and downstream enterprises broaden their financing channels, reduce financing costs, practice core corporate social responsibility, empower small and medium-sized enterprises in the industry chain accurately, and contribute to strengthening the resilience of the industry chain. The cooperation between CBHB and XPeng, Inc. ADR Sponsored Class A is based on the previous business experience serving multiple mainstream car manufacturers and supporting enterprises, completing the connection between the "Bohai Bank E-Chain" system and the customer platform to achieve real-time data interaction. By embedding financing approval, credit allocation, and other processes into the enterprise transaction scene, the bank, relying on a solid technological platform base and agile product development capabilities, can swiftly respond to customer's personalized needs, efficiently complete process customization, and business deployment, and realize the rapid implementation and smooth operation of cooperative business. More importantly, CBHB has not stopped at system connection but achieved deep customization at the product level. Taking into account the payment characteristics and fund turnover rhythm of XPeng, Inc. ADR Sponsored Class A suppliers, the bank provides more competitive financing costs than the market average through flexible credit models and differential pricing strategies. This combination of "low cost + high efficiency + high adaptability" directly improves the financing availability of small and medium-sized suppliers and indirectly enhances the efficiency of the fund operation of the industry chain, providing low-cost funds to enterprises in real need. In this way, inclusive finance is no longer an abstract concept but a real support throughout every order and delivery. "Car Sales Easy," as the core product carrier of this cooperation, is the scenario extension of CBHB's "Bohai Bank E-Chain - YeePay" in the automotive vertical field. The product system revolves around three major modules: "Easy Financing," "Dynamic Treasure," and "Settlement Pass," and innovatively introduces the dual-driven service mode of "Customer Factory + Product Factory," accurately connecting the demands of industry leading enterprises, and customizing personalized combination financial solutions. By the end of 2025, CBHB's supply chain finance had served 28 leading companies in the automotive industry, with a total credit support approaching nearly 40 billion yuan. The achievement of this milestone is inseparable from CBHB's continuous investment in digitalization in recent years. From "industry bank" to "transaction bank," and then to "scenario bank," the bank practices the development concept of "industry as the base, scene as the vein, internal and external integration, treasury empowerment." It continues to build the three major ecological systems of "Bohai Chain ecology, Bohai Smart ecology, Bohai Financial ecology," empowering high-quality business development with an ecological layout, creating a new ecosystem of transaction banking, and significantly promoting the development of supply chain finance business. It is understood that the bank's supply chain finance put in nearly 330 billion yuan throughout the year, with a year-on-year growth of over 27%. CBHB stated that it will continue to optimize the structure of supply chain finance products around the actual needs of the entity enterprises, improve the system's response speed, and promote the replication and implementation of characteristic brands such as "Car Sales Easy" in more manufacturing fields. While helping reduce costs and increase efficiency in the industry chain, it also provides continuous financial support for nurturing new production forces and building a modern industrial system.