ZERO FINTECH (00093) issues profit warning: It is expected that the pre-tax profit for the year 2025 will not be less than approximately HK$25 million.

ZERO FINTECH (00093) announced that it expects the profit before tax for the year ending December 31, 2025 to be not less than approximately HK$25 million, while the profit before tax for the year ending December 31, 2024 was approximately HK$37 million. The decrease in profit before tax for this group is mainly due to an increase in the number of loans granted during the year and the growth of accounts receivable as of December 31, 2025, resulting in an increase in impairment losses on accounts receivable, as well as an increase in advertising and promotional expenses incurred during the year for brand awareness and recognition.