Hong Kong Silver Public Survey: More and more citizens are incorporating digital assets into their overall wealth management strategies.

The Hong Kong Association of Banks Digital Banking Public Education Special Committee has released its latest survey report, pointing out that digital banks are becoming important bridges for citizens to enter the Web3 ecosystem and achieve diversified wealth management with their flexible and innovative advantages. According to the survey, an increasing number of citizens are incorporating digital assets into their overall wealth management strategies. Users generally believe that digital banks have advantages such as "broad and comprehensive service scope" (60.4%) and "competitive exchange rates and terms" (56.4%), which help enhance the flexibility and efficiency of asset allocation. The Association of Banks stated that in addition to stability, citizens are increasingly valuing the innovative capabilities and user experience of financial institutions. Traditional banks provide a solid foundation and comprehensive financial services, while digital banks are highly flexible in terms of digitalization and Web3 applications, complementing each other and jointly promoting the diversified development of the Hong Kong financial system. The survey found that respondents expect digital banks to play multiple roles in the Web3 ecosystem, including providing services related to digital assets. This reflects the public's recognition that digital banks have become one of the preferred platforms for secure management of digital assets and conducting Web3 transactions, gradually integrating digital assets into daily financial planning. The application of digital assets is increasingly being emphasized, and the "Stablecoin Bill" was passed last year. The survey indicates that 57.6% of the surveyed public and 81.5% of the surveyed small and medium-sized enterprises are aware of the passage of the bill. In addition, respondents hope that digital banks in the future can provide functions such as "storage management", "daily payments", and "risk management" for digital assets, further expanding the toolkit for wealth management. Huang Yingzi, spokesperson for the Hong Kong Association of Banks Digital Banking Public Education Special Committee, said: "As the new year begins, we encourage citizens to examine their financial needs and make good use of diversified financial tools for long-term planning. This survey reflects that digital banks are playing a unique value in providing innovative wealth management experiences, especially in the application of digital assets and the Web3 ecosystem, bringing greater diversity possibilities to the Hong Kong financial market. In the future, digital banks will continue to promote inclusive finance and financial autonomy development under the premise of compliance and security, working together with the industry to build a more comprehensive financial ecosystem."