Central Bank: By the end of the fourth quarter of 2025, the balance of real estate loans will be 51.95 trillion yuan, a year-on-year decrease of 1.6%.

On January 27, the People's Bank of China released the Statistical Report on the Loan Allocation of Financial Institutions in the Fourth Quarter of 2025. According to the statistics from the People's Bank of China, by the end of the fourth quarter of 2025, the balance of various loans in renminbi from financial institutions was 27.191 trillion yuan, a year-on-year increase of 6.4%, with a total increase of 16.27 trillion yuan for the year. Among them, real estate loans have slowed down. By the end of the fourth quarter of 2025, the balance of renminbi real estate loans was 5.195 trillion yuan, a year-on-year decrease of 1.6%, with a total decrease of 963.6 billion yuan for the year. The balance of real estate development loans was 1.316 trillion yuan, a year-on-year decrease of 3.0%, with a total decrease of 357.5 billion yuan for the year. The balance of personal housing loans was 3.701 trillion yuan, a year-on-year decrease of 1.8%, with a total decrease of 676.8 billion yuan for the year.