Two departments: The minimum down payment ratio for commercial properties (including mixed-use properties) for purchasing loans is adjusted to no less than 30%

15:38 17/01/2026

On January 17th, the People's Bank of China and the China Banking Regulatory Commission jointly issued a notice on adjusting the minimum down payment ratio for commercial property loans.

On January 17, the People's Bank of China and the China Banking and Insurance Regulatory Commission jointly issued a notice regarding the adjustment of the minimum down payment ratio for commercial properties. The notice stated that the minimum down payment ratio for commercial properties (including "commercial and residential" properties) is adjusted to no less than 30%. The provincial branches of the People's Bank of China and the provincial offices of the China Banking and Insurance Regulatory Commission will determine the minimum down payment ratio for each city within their jurisdiction based on the control requirements of the city government, following the principle of tailored policies for different cities on top of the unified national minimum down payment ratio. This article is adapted from the official website of the People's Bank of China, Editor: Yan Wencai.

100 billion is simply not enough to distribute! Investors are rushing to add to Anthropic, and the frenzy of oversubscription is pushing funding to 20 billion US dollars.

The Federal Reserve's Daly warns of vulnerability in the labor market, says it may be necessary to cut interest rates one to two more times this year.

Choose a Fed chairman who is "willing to lower interest rates", the history of American presidents has always been "difficult to fulfill their wishes"!

100 billion is simply not enough to distribute! Investors are rushing to add to Anthropic, and the frenzy of oversubscription is pushing funding to 20 billion US dollars.

The Federal Reserve's Daly warns of vulnerability in the labor market, says it may be necessary to cut interest rates one to two more times this year.

Choose a Fed chairman who is "willing to lower interest rates", the history of American presidents has always been "difficult to fulfill their wishes"!