Transaction volume increased by over 700 times in 10 years. BANK OF GANSU (02139) financial app has attracted 4.3 million users.

In 2015, BANK OF GANSU (02139) launched a simple mobile financial application, opening a new chapter in financial services for the Gansu region; In 2025, a thriving mobile financial ecosystem platform integrating security, intelligence, and convenience, has benefited over 4.3 million users in Gansu. Over the course of ten years, from version 1.0 to version 8.0, the transaction volume has increased by over 725 times. BANK OF GANSU mobile banking continues to innovate, break through, and surpass, using technology as a tool and customers as a measure, to write the chapter of digital transformation for local banks. In 2015, the BANK OF GANSU mobile banking version 1.0 was released, with less than 30,000 customers at the time, and a total transaction amount of only 320 million yuan for the year, facing difficulties but with a firm determination. Over the past ten years, fueled by the popularity of mobile Internet and the rise of financial technology, the number of BANK OF GANSU mobile banking users has exponentially increased, becoming one of the most widely used local financial apps in the region. As of the end of October this year, the mobile banking had 4.32 million customers, a 144-fold increase from 2015, with over 1.1 million active customers per month, and a transaction amount of 234.4 billion yuan in the first 10 months. Behind these numbers is the trust and reliance of the people of Gansu in BANK OF GANSU mobile banking, a vivid practice of the bank's original intention to "serve the people". Over the past ten years, with continuous optimization of functions and experiences, BANK OF GANSU mobile banking has surpassed the boundaries of traditional banking apps, becoming not only the core channel for serving customers but also an important hub for digital financial circulation in the Gansu region. The mobile banking service continues to improve, covering over a hundred convenient payment services such as social security, medical insurance, housing fund, traffic fines, and utilities. Inclusive financial products such as "Loyin Quick Loan", "Agricutural Quick Loan", and "Micro e-loan" have been launched, serving over a million small and micro enterprises and farmers. In September 2024, BANK OF GANSU became the first local bank in China to launch a native HarmonyOS application and introduced innovative interactions such as "Small Card" and "Touch", leading the way in the deep integration of finance with domestic operating systems. Now, BANK OF GANSU mobile banking offers three personalized versions that can be freely switched between, with the standard version meeting the general needs of all users, the elderly version with large fonts, high contrast, and voice operation for the elderly customers to enjoy digital finance, and the rural version tailored specifically for agricultural customers with the background of the Qilian Mountains and the Hexi granary, making financial services more personalized and textured. Over the past ten years, with user demand as the anchor and technological innovation as the wing, BANK OF GANSU mobile banking has continuously iterated and updated, stepping to the beat of the times. From 2015 to 2019, versions 1.0 to 4.0 completed the basic functional building, achieving a breakthrough from web page transplantation to native app. From 2020 to 2022, version 5.0 introduced the Tencent TMF mobile development platform to reconstruct the technical foundation, added innovative features such as fingerprint payment and intelligent voice, and opened a new stage of intelligence and ecology. In 2023, version 6.0 merged with direct banking, eliminated service barriers, unified service entry points, and improved customer experience and market competitiveness. In 2024, version 7.0 focused on new scenarios such as biometric recognition, device security, elderly services, personalized skins, and HarmonyOS ecosystem, covering customer needs and financial scenarios comprehensively and achieving seamless connection across devices. In 2025, version 8.0, with the core concept of "intelligent simplicity, happy companionship", integrates cutting-edge features such as AI search, pension finance, intelligent risk control, threat perception, and privacy protection, pushing security and personalized services to new heights, establishing a benchmark for digitalization of regional banks. Over the past ten years, BANK OF GANSU mobile banking has won multiple industry honors and awards for its outstanding performance and innovative services. In 2018, it won the award for the best mobile banking function for regional commercial banks, in 2022 it won the award for the most distinctive mobile banking function, and in 2025 it won the award for the leap-forward growth pioneer of mobile banking. Each honor not only affirms the achievements of BANK OF GANSU mobile banking but also confirms the bank's continuous innovation and industry influence in the field of mobile finance. Over the past ten years, from a mobile app to a digital bridge connecting millions of users. Over the past ten years, from serving a few to benefiting millions in Gansu. Over the past ten years, BANK OF GANSU has always adhered to putting customers at the center, taking every need to heart, and providing service to the utmost. In the next decade, BANK OF GANSU mobile banking will continue to innovate with more innovative products, open platforms, and inclusive services, continuously creating a new chapter in digital finance to empower high-quality development in Gansu, warming the financial life of every person in Gansu with the promise of "intelligent simplicity, happy companionship".