CENTALINE MORTGAGE: The number of newly recorded residential mortgage transactions in Hong Kong for November reached 4741, a decrease of 27% compared to the previous month.

Wong Mei Fung, Director General Manager of Midland Mortgage, stated that according to data from the research department of Midland Mortgage, in November 2025, there were 4741 registered new home mortgages in Hong Kong, a decrease of 26.6% compared to the 6463 in October. This significant drop came after maintaining a level of 6000 mortgages for three consecutive months, mainly due to a sharp decrease in the number of mortgages registered after the completion of large public housing projects. In October, there were 2155 such mortgages, compared to only 467 in November. Despite this, it is expected that overall mortgage registrations in Hong Kong will see a significant increase for the entire year of 2025 due to the stabilizing and improving property market. On the other hand, there were 232 mortgage registrations for newly launched properties in November, a 61% decrease from the 595 in October, mainly due to a lack of large new projects. In terms of market share for mortgage loans, BOC HONG KONG has maintained the top position for 14 consecutive months for new home mortgages, and has also regained the top position for new property mortgages, achieving a double victory in a single month. The data from the research department of Midland Mortgage also shows that in November 2025, Hong Kong saw 4741 registered new home mortgages, a 26.6% decrease from October. The market share of the top four banks decreased by 7.3 percentage points to 69.5%. BOC HONG KONG's market share for new home mortgages decreased by 6.1 percentage points to 27.4%, maintaining its top position for 14 consecutive months. HSBC's market share increased by 2.5 percentage points to 22.4%, remaining in second place; HANG SENG BANK's market share decreased by 5.8 percentage points to 10.4%, holding third place; and Standard Chartered's market share increased by 2.1 percentage points to 9.3%, ranking fourth. In terms of market share for new home mortgages in November, the rankings from fifth to tenth place were as follows: BANK OF E ASIA (market share of 7.6%, an increase of 1.2 percentage points, maintaining fifth place); BANKCOMM (Hong Kong) (market share of 4.8%, an increase of 2.0 percentage points, ranking sixth); ICBC ASIA (market share of 4.3%, an increase of 1.6 percentage points, maintaining seventh place); Citibank (market share of 2.8%, an increase of 0.5 percentage points, maintaining eighth place); China Minsheng Bank (market share of 2.7%, an increase of 0.8 percentage points, maintaining ninth place); and Shanghai Commercial Bank (market share of 1.7%, an increase of 0.4 percentage points, moving up one place to tenth). Furthermore, in November 2025, there were 232 mortgage registrations for newly launched properties in Hong Kong, a 61% decrease from the 595 in October. BOC HONG KONG's market share significantly increased by 7.7 percentage points to 28.0%, reclaiming the top spot for new property mortgages with 65 registrations. HSBC's market share decreased by 1.6 percentage points to 22.4%, dropping to second place; HANG SENG BANK's market share slightly increased by 0.4 percentage points to 14.7%, maintaining third place; Standard Chartered's market share increased by 0.7 percentage points to 10.3%, moving up to fourth place; and BANKCOMM (Hong Kong)'s market share decreased by 2.4 percentage points to 8.2%, falling to fifth place.