MPF rating: The average loss per capita of Hong Kong's Mandatory Provident Fund in November is 4,140 Hong Kong dollars, with a profit close to 40,000 Hong Kong dollars since the beginning of the year.

The research institution for Hong Kong's Mandatory Provident Fund stated that the investment return of Trillions of MPF has fallen by 1.29% since November. In terms of amount, approximately HK$19.8 billion in investment losses have been recorded so far in November, with an average loss of HK$4,140 per member. The estimated profit from the beginning of the year until now is HK$191.3 billion, with an average profit of HK$39,895 per person. The research institution for Hong Kong's Mandatory Provident Fund indicated that after achieving positive returns for six consecutive months for the first time since 2017, Trillions of MPF experienced losses in November, mainly due to concerns about the valuation of AI stocks and the cooling expectations of a rate cut by the Federal Reserve in December. Taking into account contributions, Trillions of MPF's total assets are estimated to reach HK$1.521 trillion by the end of November, a decrease from HK$1.538 trillion in October. This is equivalent to an average account balance of HK$317,300 per member, a decrease of HK$3,515 from October, but an increase of HK$47,927 since the beginning of 2025. The research institution for Hong Kong's Mandatory Provident Fund stated that even though currency and bonds have been the best performing assets at a time when Trillions of MPF is expected to face significant losses, the outstanding performance of the "other equity funds" category is particularly surprising. This category rose by 5.95% this month, led by the Manulife MPF Health Care Fund, showcasing the diversification investment characteristics of the healthcare sector.