The Hong Kong dollar borrowing rates are generally falling, with the one-month interbank rate dropping for the second consecutive day to 3.41536%.

On October 30th, the Hong Kong dollar interest rates generally decreased, with overnight rates at 3.07464%, down 19.215 basis points. The one-week rate decreased by 5.286 basis points to 3.49958%, while the two-week rate dropped by 2.726 basis points to 3.44786%. The one-month rate, related to mortgages, fell for two consecutive days to 3.41536%, down 2.202 basis points. The three-month interbank interest rates, reflecting the cost of bank funds, stood at 3.541%, down 1.537 basis points. In terms of longer-term rates, the six-month rate increased by 0.78 basis points to 3.44542%, while the one-year rate rose by 3.077 basis points to 3.37387%.