Mandatory Provident Fund rating: In August, the average person in Hong Kong is expected to earn HK$3,930.

The research institution for Hong Kong's Mandatory Provident Fund predicts that Trillions of MPF will record positive returns again, with an estimated return of 1.3% in August. This is expected to bring the year-to-date return of Trillions of MPF to around 11.56%, the best performance in the first 8 months since 2017. In terms of amount, the expected investment return in August is around HK$18.8 billion, translating to an average profit of around HK$3,930 per member of Trillions of MPF. If this figure is achieved, the total investment return from the beginning of the year to August 2025 will reach around HK$151 billion. Stock funds in Hong Kong and mainland China have led the performance since the beginning of the year, with an increase of approximately 25.94%. The positive returns of Trillions of MPF in August are mainly driven by Japanese stock funds, with an increase of about 5.23% since the beginning of the month. After taking contributions into account, Trillions of MPF's total assets are expected to reach a new high for the fourth consecutive month by the end of August, reaching around HK$1.47 trillion. This is an increase of approximately HK$21.82 billion from July, equivalent to an average account balance of around HK$306,700 per member, an increase of about HK$4,552 from July and approximately HK$37,417 since the beginning of 2025. The Chairman of the research institution for Hong Kong's Mandatory Provident Fund, Trump Kong, stated that the first 8 months of this year have been the best performance period for Trillions of MPF in the past 8 years. With records continuously being broken, he believes that members may start to demand the introduction of new fund products to sustain this positive momentum.