After deep integration with DeepSeek, the stock price of Huize Holding Ltd. Sponsored ADR Class A (HUIZ.US) continues to rise, reaching a new high in the near term.

Domestic leading insurance e-commerce platform Huize Holding Ltd. Sponsored ADR Class A (HUIZ.US) has recently attracted market attention due to the deep integration of the DeepSeek large model. Since announcing the comprehensive integration of its insurance network app Huize Holding Ltd. Sponsored ADR Class A into DeepSeek R1 on February 19, the company's stock price has risen for three consecutive days, reaching a recent high. Some market views believe that the recent stock performance of Huize Holding Ltd. Sponsored ADR Class A may echo the price surges of the American internet insurance platforms Lemonade (LMND.US) and ROOT (ROOT.US) in the past half year. After both companies released results in AI deep pricing, underwriting, and claims processing, they each recorded over 1.5 times and over 10 times the rise in the past half year. It is worth noting that the customer profiles of Huize Holding Ltd. Sponsored ADR Class A, Lemonade, and ROOT overlap significantly. Data from the 2024Q3 financial report shows that the average age of customers who purchase long-term insurance with Huize Holding Ltd. Sponsored ADR Class A is 35 years old, while 70% of Lemonade's customers are also under 35 years old. According to the "2024 China Internet Insurance Development Report," over 70% of internet insurance users are under the age of 35, with "online self-selection" and "non-intrusive services" becoming their core demands. Market analysis suggests that, different from traditional interpersonal sales models, both Chinese and American young client groups prefer online insurance consultation services. Based on AI technology, providing personalized recommendations, contactless underwriting, and privacy risk assessment can better meet the needs of young people for "efficiency, neutrality, and no social pressure." As the first institution in the Chinese insurance industry to deeply integrate DeepSeek and directly serve consumers, Huize Holding Ltd. Sponsored ADR Class A has upgraded its app homepage to launch a new model with two parallel channels of human consulting and AI-assisted consulting. Leveraging DeepSeek's natural language processing capabilities and equipped with the trillion-level insurance knowledge graph accumulated by Huize Holding Ltd. Sponsored ADR Class A over the years, the platform can translate professional terms into layman's terms, allowing consumers to eliminate the pressure of insurance consultation, be friendly to introverted consumers, and receive instant responses without being "restricted" by time. JPMorgan Chase points out that the penetration of AI technology in the Chinese financial scene will lead to a valuation reconstruction, and local platforms like Huize Holding Ltd. Sponsored ADR Class A may continue the upward momentum of global insurance technology stocks if they can replicate the synergistic effect of "human + AI" on the client side.