The Hong Kong Mandatory Provident Fund recorded a positive return of approximately 8.82% in 2024, the best since 2020.

The research institution for Hong Kong's Mandatory Provident Fund stated that Trillions of MPF incurred a loss of approximately 0.81% in December last year, but recorded a positive return of about 8.82% in 2024, marking the best annual performance since 2020. The research institution also mentioned that while Hong Kong and mainland China stock funds are the most important asset categories for Trillions of MPF, the focus is now shifting towards the inauguration ceremony of the US President-elect Trump. In terms of amount, Trillions of MPF in Hong Kong is expected to have an investment income of around HK$102.4 billion in 2024, with an average profit of about HK$21,500 per member, and an average account balance increase of approximately HK$31,600, reaching about HK$271,500. After the December contributions, the total assets of Trillions of MPF are expected to reach approximately HK$1.29 trillion, the fourth highest since its inception, equivalent to an average account balance of about HK$271,500 per member. The investment focus in 2024 includes the end of a 3-year decline in Hong Kong and mainland China stock funds, as well as US stock funds recording a growth of over 20% for the second consecutive year. In 2025, there will be challenges such as trade protectionism and regulatory relaxation, which are already influencing the US stock market. Therefore, portfolios that lean towards US stocks may have an impact on Trillions of MPF members, and a diversified investment portfolio can help to reduce uncertainty.