Lates News

The research report from CITIC Securities stated that from the perspective of pricing of assets and liabilities of listed banks, since 2025, the allocation of assets and liabilities in the banking industry has remained stable in terms of overall quantity, adjusted in structure, and actively promoted growth in deposits and loans, while the expansion of interbank assets and liabilities has converged. Although the industry's net interest margin continued to decline in terms of interest rate spread, the cost savings of liabilities helped narrow the decline in interest rate spread marginally. Looking forward, the downward pressure on the cost of liabilities will continue to be an important direction for banks' interest rate management in the following quarters.